One relationship is a person, two trusts and a holding company in three countries.
With ZenooPeople and entities sit on one structure with their roles and shares, and every party is screened, so the whole relationship is one case.
Private banking · Wealth management
Private clients, without the paper chase.
People, trusts and holding companies on one structure, source of wealth evidence read and filed as it arrives, and PEP reviews kept with their reasons. Zenoo works with the data vendors you already use and suggests where to look. Your relationship manager stays out of the paperwork.
30 minutes. Your data. No slides.
Works withCompanies HouseLSEGGBGLexisNexis
Who it is for
Private banks, wealth managers, family offices and trust companies.
Typical relationship
A person, the trusts and holding companies around them, and the evidence of how the wealth was made.
What supervisors ask about
PEPs, source of wealth and funds, beneficial owners of trusts, and the reasons for each decision.
Sound familiar?
What we hear from private banks and wealth managers.
Source of wealth means fifty pages of documents and a memo nobody can find later.
With ZenooDrop the documents on the case. Zenoo reads each one, files it against the check it proves, and the reasoning stays on the case.
We review the same PEP every year as if we had never seen them.
With ZenooA PEP finding is reviewed once with its reasons kept, so the next review starts from what was decided and why.
Our clients talk to their banker, not to compliance.
With ZenooMissing documents are requested through the client portal, and the relationship team can see on the case what is still outstanding.
One case, start to finish
From introduction to approval.
Follow one private client relationship through Zenoo, from the banker's introduction to the MLRO's sign-off.
WF
Woodgrove Family TrustNew relationship · Trust
Step 1 of 4SettlorOne personAdded
TrusteeCorporate trustee, GuernseyAdded
BeneficiariesThree peopleAdded
WF
ChecksWoodgrove Family Trust · 5 parties
Step 2 of 4LSEGSanctions and PEP screening, 5 parties1 hit
GBGIdentity, settlor and beneficiariesVerified
Source of wealthSale agreement and bank statementsAwaiting client
AI
Zenoo suggestionsWoodgrove Family Trust
Step 3 of 4The settlor held a prominent public role until 2019. Suggest you escalate to the MLRO.LSEG
The sale agreement names the business the settlor sold in 2021. Suggest you link it to the source of wealth check.uploaded document
Nothing is cleared or added on its own.
WF
ApprovalWoodgrove Family Trust
Step 4 of 4PEP review, settlorEscalated and approved by the MLRO, reason keptApproved
Source of wealthEvidence linked and reviewedVerified
Approve the relationshipNothing outstandingApproved
Product screens show fictional data.
One relationship, one structure
Every party, on one case.
Pick a party on the Woodgrove Family Trust to see its checks.
WF
Woodgrove Family TrustTrust · Your client
Trust deedRead and filedVerified
PartiesFive, all on the structureMapped
Approve the relationshipOne check still openLocked
HW
Harold WoodgroveSettlor
LSEGFormer public official until 2019Needs you
IdentityPassport, read and in dateVerified
Source of wealthSale of a business in 2021Checking
The settlor held a prominent public role until 2019. Suggest you escalate to the MLRO.LSEG
CT
Castlegate Trustees LtdCorporate trustee · Guernsey
Company recordActive, read from the registryFound
DirectorsTwo, both screenedVerified
CW
Clara WoodgroveBeneficiary
LSEGSanctions and PEP screeningClear
IdentityPassportVerified
JW
James WoodgroveBeneficiary
LSEGName matches a list entry, nationality differsCleared
IdentityPassportVerified
Name agrees with a list entry, nationality differs. Suggest you clear as a false positive.LSEG, passport
IW
Imogen WoodgroveBeneficiary · Under 18
IdentityBirth certificate requestedAwaiting client
Product screens show fictional data.
The film · 0:41
Drop it in. Zenoo reads it. Link it to the check it proves.
The Files tab. Product screens show fictional data.
More films:Work the Evidence on a caseAll films
Where this fits
Every check you run, into one inbox.
Your screening, registry and ID providers send their results to the client's structure. Source of wealth documents land on the same case, and anything that needs a person goes to the Inbox. Pick providers from the Marketplace, or bring your own.
Your checksFrom the Marketplace
My inbox0 done
- Screening hitViktor LindqvistDue 11:00
- Identity card is wrongSergei ValtrovToday
Zenoo suggests. You decide.
What the rules ask
What the rules ask for private clients, and where it lives in Zenoo.
| What the rules ask | Where it lives in Zenoo |
|---|---|
| UK MLR 2017, regulation 35For a politically exposed person, get senior management approval and establish their source of wealth and source of funds. | PEP findings are escalated to the MLRO or a senior manager, whose approval is recorded, and source of wealth evidence is filed against its check. |
| UK MLR 2017, regulation 33Apply enhanced due diligence where the risk is higher, including complex or unusual structures. | Extra checks are added to a higher-risk case, and the structure shows every layer of a trust or holding company. |
| UK MLR 2017, regulations 6 and 28Identify the beneficial owners of a trust: the settlor, the trustees, the beneficiaries and anyone who controls it. | Each person and entity is placed on the structure with their role, and every one is screened. |
| UK MLR 2017, regulation 28(11)Keep due diligence up to date and review relationships through their life. | Reviews start from the last decision and its reasons, and changes on the register land in your inbox. |
| UK MLR 2017, regulation 40Keep records of the checks and the reasons for each decision. | Every decision, reason and change is kept in the case history with who made it and when, and nothing can be edited or removed. |
Last reviewed 21 October 2026. Each source links to the official text. A summary to help you compare, not legal advice. Your MLRO sets the policy. Zenoo runs it and keeps the record.
Zenoo AI
Zenoo suggests. You decide.
On a private client's case, Zenoo reads the structure, the documents and the screening results, and suggests the next step with its sources. A person makes every call, and the PEP decision always goes to the people your policy names.
A bank statement on the case names a different trust. Suggest you check it belongs to this relationship.uploaded document
A beneficiary shares a name with a list entry, but the nationality differs. Suggest you clear as a false positive.LSEG, passport
Never clears a hitNever approves a caseNever passes a check
How Zenoo AI worksGetting live
What it takes from your team.
Your systems
How does it connect to what we have?
Send applications in through the API, or onboard customers through Zenoo's own journeys. Keep the data vendors you have, under your contracts, and add others from the Marketplace.
Browse the MarketplaceTime to live
How long until we are live?
Four to six weeks to production is typical, depending on your providers and systems. It starts with a demo on a case you bring, then a pilot on real cases.
How buying worksYour data
Where does our data live?
In the EU or US region, or on a dedicated UK tenant. Encrypted with AES-256 at rest and TLS 1.3 in transit. ISO 27001 certification is in progress.
Trust and securityQuestions
Private banking KYC questions.
What is the difference between source of wealth and source of funds?
Source of wealth is how a client built their overall wealth, such as selling a business or an inheritance. Source of funds is where the money for a particular transaction or account comes from. A politically exposed person needs both established.
Can Zenoo handle trusts and holding companies?
Yes. Trusts, trustees, holding companies and the people behind them sit on one structure with their roles and shares, and every party is screened.
How are PEPs reviewed?
A PEP finding is escalated to the MLRO or a senior manager, who approves or declines with a reason. The decision stays on the case, so the next review starts from it.
Where is our clients' data kept?
In the EU or US region, or on a dedicated UK tenant, encrypted with AES-256 at rest and TLS 1.3 in transit. ID documents and selfies stay blurred until someone opens them, and every opening is recorded. See Trust and security.
Can we keep the data vendors we use today?
Yes. Zenoo runs checks with the screening, identity and registry providers you already use, under your contracts, and you can add others from the Marketplace.
Does Zenoo make decisions about our clients?
No. Zenoo suggests the next step with its sources. A person makes every call, and both the suggestion and the decision are on the record.
You
Tomorrow, your case
Bring us the structure that took weeks.
We'll map it, trusts and all, while you watch.
30 minutes. Your data. No slides.