SE eID scheme · Sweden

Swedish Bank ID

Efficiently verify Swedish users through Bank ID integration with Zenoo for enhanced security.

Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. The authority that issued it can help.

The scheme at a glance

Overview

What is Swedish Bank ID?

BankID is Sweden's leading electronic identity solution, operated by Finansiell ID-Teknik BID AB, a company owned by several of the country's banks. It is issued to people through their bank once they hold a Swedish personal identity number (personnummer), and it is used by millions of residents to log in to banks, government services, healthcare, and private-sector services, and to sign documents electronically.

Verification works through the BankID app on the person's phone or computer. The customer opens BankID and approves the request with their security code or device biometrics such as Face ID or fingerprint. There is no document upload or manual form to complete, so most people finish in well under a minute.

On a completed check, BankID confirms control of the credential and returns the person's verified name and Swedish personal identity number, which itself encodes their date of birth. That result, together with a full audit record, flows back into your Zenoo case.

Issuing authority
Finansiell ID-Teknik BID AB, owned by Swedish banks
Country
Sweden
Identifier
Swedish personal identity number (personnummer), 12 digits with the date of birth encoded in the first digits
Data returned
Verified given name, surname, and personal identity number
Coverage
Widely used by the adult population across banking, government, and private services
Official status
Sweden's leading electronic ID, not compulsory

Three steps

How it works

How verification works

The check runs in your flow. The result arrives where your team works.

01

Person opens BankID

The customer starts the BankID app on their phone or computer to approve the identity request.

02

Approve with code or biometrics

They confirm with their BankID security code or device biometrics such as Face ID or fingerprint. No document upload or form is needed.

03

Signals returned to your flow

A verified result with the person's name and personal identity number, plus a full audit record, flows straight into your Zenoo case.

You

Open the customer's case

What your team sees

The Swedish Bank ID result, beside everything else.

Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.

What you can build

  • Open a bank account with a login the customer already trusts.
  • Onboard new customers for digital services with e-KYC.
  • Confirm a lending applicant's identity before you extend credit.
  • Give access to government and healthcare services online.
  • Capture a legally recognised electronic signature on documents.
LA
Lorraine AshcombeSample case · Personal
In review
Swedish Bank IDVerified
Name and date of birthAgrees
PEP screeningSuggested
Name matches a list entry, but the date of birth differs. Suggest you clear as a false positive.Zenoo suggests, your team decides

About Swedish Bank ID

FAQs

Swedish Bank ID questions.

How do I verify a Swedish BankID identity?

The person opens the BankID app on their phone or computer and approves the request with their security code or device biometrics. BankID then returns their verified name and personal identity number to your service, and Zenoo records the result with a full audit trail.

What data does Swedish BankID return?

A completed check confirms control of the BankID credential and returns the person's verified given name, surname, and Swedish personal identity number (personnummer). The personal identity number encodes the person's date of birth in its opening digits.

Is Swedish BankID mandatory?

No. BankID is Sweden's leading electronic identity and is used across banking, government, and private services, but it is not a compulsory scheme. People obtain it through their bank once they hold a Swedish personal identity number.

Zenoo

Hands it to your team

Verification is the first step. Compliance Hub handles the rest.

Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.

Pairs well with

Related schemes

You

Tomorrow, your case

Bring us a case that went wrong.

We will run it through Zenoo while you watch: the evidence, the decision, and the record your MLRO would want to defend.

30 minutes. Your data. No slides.