OneID
Verify identity with OneID, the UK’s bank-verified digital identity service.
Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. OneID Ltd can help.
The scheme at a glance
Overview
What is OneID?
OneID is a UK digital identity service that verifies a person using bank-held data through open banking, rather than through document uploads. Because the person’s bank already holds verified identity details, OneID can confirm who they are in real time with a consent-based, document-free journey. It is regulated by the Financial Conduct Authority and certified under the UK Digital Verification Services Trust Framework.
Verification works by redirecting the person to their own bank’s secure login. The person signs in as they normally would, gives consent to share their details, and is returned to your service. On success, OneID can return verified attributes the person consents to share, such as full name, date of birth, and address, along with identity fraud indicators. There is no document upload or selfie step, because the person proves who they are with their existing online banking credentials.
- Issuing authority
- OneID Ltd, a private provider regulated by the Financial Conduct Authority (FCA)
- Country
- United Kingdom
- Identifier
- The person’s own bank account, verified through open banking rather than a national identity number
- Data returned
- Verified attributes the person consents to share, such as full name, date of birth, and address, plus identity fraud indicators
- Coverage
- Available to UK current account holders across participating banks, used for KYC, age, and identity checks
- Official status
- Certified under the UK Digital Verification Services Trust Framework and regulated by the FCA
Three steps
How it works
How verification works
The check runs in your flow. The result arrives where your team works.
Person authenticates with OneID
The customer is redirected to their own bank’s secure login, signs in as they normally would, and gives consent to share their verified details.
Verified identity confirmed
OneID confirms the identity held by the person’s bank and returns the verified attributes they consent to share, such as full name, date of birth, and address, along with identity fraud indicators.
Signals returned to your flow
Once the connector is activated, a verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.
Open the customer's case
What your team sees
The OneID result, beside everything else.
Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
What you can build
- Open a bank account with a bank-verified OneID check instead of a document upload.
- Onboard new customers for digital e-KYC with consent-based, document-free verification.
- Confirm an applicant’s identity and age before you approve access.
- Confirm a lending applicant’s identity before you extend credit.
- Reduce onboarding drop-off with a real-time check the person completes in their banking app.
About OneID
FAQs
OneID questions.
How do I verify a OneID identity?
The person is redirected to their own bank’s secure login, signs in as they normally would, and gives consent to share their details. OneID confirms the identity held by the bank and returns verified attributes such as full name, date of birth, and address to your service.
What data does OneID return?
On a successful check OneID can return verified attributes the person consents to share, such as full name, date of birth, and address, along with identity fraud indicators. There is no document upload or selfie step, because the person proves identity through their existing online banking.
Is OneID an official identity scheme?
OneID is a private UK provider that verifies people using bank-held data through open banking. It is regulated by the Financial Conduct Authority and certified under the UK Digital Verification Services Trust Framework, rather than being a state-issued national eID.
How does OneID verification work with Zenoo?
You can activate this connector with your own account. Zenoo’s AI builds the integration, typically within a day. The person then authenticates with OneID and Zenoo returns a verified result with a full audit trail.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
Related schemes
Tomorrow, your case
Bring us a case that went wrong.
We will run it through Zenoo while you watch: the evidence, the decision, and the record your MLRO would want to defend.
30 minutes. Your data. No slides.