FTN
Facilitate secure Finnish user authentication with FTN integrated within Zenoo.
Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. The authority that issued it can help.
The scheme at a glance
Overview
What is FTN?
The Finnish Trust Network (FTN) is Finland’s framework for strong electronic identification, established in 2017 and supervised by Traficom, the Finnish Transport and Communications Agency. Rather than being a single credential, FTN brings together the country’s recognised electronic IDs, including the bank IDs issued by Finnish banks and Mobiilivarmenne issued by the mobile operators, behind one interface. This lets a person identify with the credential they already use, while you connect once to reach them all.
A person authenticates with their chosen provider, for example by logging in with their bank credentials or approving a prompt on their Mobiilivarmenne SIM certificate. On a successful authentication the network confirms the verified identity and can return details such as the person’s name and Finnish personal identity code. The customer proves who they are with their existing strong credential, so there is no document upload or selfie step.
- Issuing authority
- Finnish banks and mobile operators, with the network supervised by Traficom
- Country
- Finland
- Identifier
- Finnish personal identity code (henkilötunnus)
- Data returned
- Verified name and confirmation of the Finnish personal identity code
- Coverage
- Reaches Finnish bank IDs and Mobiilivarmenne through a single connection
- Official status
- Framework for strong electronic identification, with supported credentials at the substantial assurance level
Three steps
How it works
How verification works
The check runs in your flow. The result arrives where your team works.
Person authenticates through FTN
The customer picks their bank ID or Mobiilivarmenne and proves who they are by logging in with their bank credentials or approving the prompt on their mobile certificate.
Verified identity confirmed
The network confirms the identity held by the chosen provider and returns verified details such as name and the Finnish personal identity code.
Signals returned to your flow
Once the connector is activated, a verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.
Open the customer's case
What your team sees
The FTN result, beside everything else.
Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
What you can build
- Open a bank account with a verified Finnish bank ID login instead of a document upload.
- Onboard new customers for digital e-KYC with a trusted national credential.
- Confirm a lending applicant’s identity before you extend credit.
- Let customers choose their preferred bank ID or Mobiilivarmenne through one flow.
- Give verified access to regulated and public online services.
About FTN
FAQs
FTN questions.
How do I verify a Finnish identity with FTN?
The person chooses their bank ID or Mobiilivarmenne and authenticates with that provider, for example by logging in with their bank credentials or approving a prompt on their mobile certificate. The network then confirms the identity and returns verified details such as name and the Finnish personal identity code to your service.
What data does FTN return?
On a successful authentication the network can return the person’s verified name along with confirmation of their Finnish personal identity code. There is no document upload or selfie step, because the person proves identity with an existing strong credential.
What is the Finnish Trust Network?
FTN is Finland’s framework for strong electronic identification, supervised by Traficom. It brings together the country’s recognised electronic IDs, including bank IDs and Mobiilivarmenne, so a person can identify with the credential they already use and you can reach them all through one connection.
How does FTN verification work with Zenoo?
You can activate this connector with your own account. Zenoo’s AI builds the integration, typically within a day. The person then authenticates with FTN and Zenoo returns a verified result with a full audit trail.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
Related schemes
Tomorrow, your case
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