Finnish Henkilökortti
Enable secure user verification in Finland with Finnish Henkilökortti via Zenoo.
Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. The Finnish Police can help.
The scheme at a glance
Overview
What is Finnish Henkilökortti?
The Finnish Henkilökortti is Finland’s national identity card, issued by the Finnish Police, with an electronic chip that carries a Citizen Certificate for secure online identification and signing. The Citizen Certificate is provided by the Digital and Population Data Services Agency (DVV), and it lets holders log in securely to public and private digital services. The certificate was notified under the EU eIDAS framework in 2025, so it is recognised for cross-border use across EU member states.
Verification is based on the person’s personal identity code (henkilötunnus) together with the certificate on the card. When someone authenticates, they insert the card into a reader and enter a PIN, and the scheme confirms the identity linked to that code and can return verified details such as name and date of birth. The customer proves who they are directly with the card and its PIN, so there is no document upload or selfie step.
- Issuing authority
- Finnish Police, with the Citizen Certificate provided by the Digital and Population Data Services Agency (DVV)
- Country
- Finland
- Identifier
- Personal identity code (henkilötunnus), where the digits encode the date of birth
- Data returned
- Verified name, date of birth, and confirmation of the personal identity code
- Coverage
- Available to Finnish citizens and residents and used for public and private online services
- Official status
- Official national identity card whose Citizen Certificate was notified under eIDAS in 2025
Three steps
How it works
How verification works
The check runs in your flow. The result arrives where your team works.
Person authenticates with the Henkilökortti
The customer inserts their identity card into a reader and enters a PIN so the Citizen Certificate on the card can prove who they are.
Verified identity confirmed
The scheme confirms the identity linked to the personal identity code and returns verified details such as name and date of birth.
Signals returned to your flow
Once the connector is activated, a verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.
Open the customer's case
What your team sees
The Finnish Henkilökortti result, beside everything else.
Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
What you can build
- Open a bank account with a verified Henkilökortti login instead of a document upload.
- Onboard new customers for digital e-KYC with a trusted national credential.
- Confirm a lending applicant’s identity before you extend credit.
- Sign agreements and mandates digitally with a legally recognised electronic signature.
- Give verified access to government and public online services.
About Finnish Henkilökortti
FAQs
Finnish Henkilökortti questions.
How do I verify a Finnish Henkilökortti identity?
The person authenticates by inserting their identity card into a reader and entering a PIN. The Citizen Certificate on the card confirms the identity linked to their personal identity code and returns verified details such as name and date of birth to your service.
What data does the Finnish Henkilökortti return?
On a successful authentication the scheme can return the person’s verified name and date of birth, along with confirmation of their personal identity code. There is no document upload or selfie step, because the person proves identity with the card and its PIN.
Is the Finnish Henkilökortti officially recognised?
Yes. It is Finland’s national identity card issued by the Police, and its Citizen Certificate was notified under the EU eIDAS framework in 2025, so it is recognised for use across EU member states.
How does Finnish Henkilökortti verification work with Zenoo?
You can activate this connector with your own account. Zenoo’s AI builds the integration, typically within a day. The person then authenticates with the Henkilökortti and Zenoo returns a verified result with a full audit trail.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
Related schemes
Tomorrow, your case
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