CC Data providers

CRS Credit API

CRS Credit API consolidates multi-bureau credit reports, identity verification, and fraud screening into one integration, running inside your Zenoo flows.

At a glance

Overview

CRS Credit API overview

CRS Credit API is a unified platform that consolidates multi-bureau credit reports, identity verification, and fraud screening into a single integration. It is aimed at regulated lenders that want to pull credit data from multiple bureaus alongside identity and fraud checks. It suits teams looking to reduce the number of separate credit and verification connections they maintain.

Company
CRS Credit API
Category
Data providers
Strongest in
Multi-bureau credit, identity, and fraud data
Best fit
Regulated lenders consolidating data sources

Where it is strongest

Key strengths

What CRS Credit API does well.

01

Multi-bureau credit data

It consolidates credit pulls from major bureaus into one API rather than separate integrations per bureau.

02

Identity and fraud in one platform

It combines credit reporting with identity verification and fraud screening under a single integration.

03

Soft and hard pull support

Its published capabilities cover both soft and hard credit pulls for different lending stages.

Who it suits

Best for

Where CRS Credit API fits, and what to plan for.

Honest notes on the trade-offs, each with a way to cover the gap inside a Zenoo flow.

Best for
  • Regulated lenders needing multi-bureau credit data with identity and fraud checks
  • Teams wanting to consolidate credit, identity, and fraud into one integration
Considerations
  • Limited public developer signal. There is little independent developer discussion of the platform in public forums, so integration behaviour is best validated in a pilot. Running CRS Credit API through Zenoo means our team builds and maintains the connector, with fallback routing if a check does not return.
  • Pricing transparency. Published pricing is hard to find in public sources. Activating through Zenoo gives you one contract and a single view of usage across providers.
You

Open the customer's case

What your team sees

The CRS Credit API result, beside everything else.

The result sits with screening and review on one case, so nobody checks a second tool to see the whole customer.

LA
Lorraine AshcombeSample case · Personal
In review
CRS Credit APIRecorded
Name and date of birthAgrees
PEP screeningSuggested
Name matches a list entry, but the date of birth differs. Suggest you clear as a false positive.Zenoo suggests, your team decides
Zenoo

Hands it to your team

You

Tomorrow, your case

Bring us a case that went wrong.

We will run it through Zenoo while you watch: the evidence, the decision, and the record your MLRO would want to defend.

30 minutes. Your data. No slides.