CRS Credit API
CRS Credit API consolidates multi-bureau credit reports, identity verification, and fraud screening into one integration, running inside your Zenoo flows.
At a glance
Overview
CRS Credit API overview
CRS Credit API is a unified platform that consolidates multi-bureau credit reports, identity verification, and fraud screening into a single integration. It is aimed at regulated lenders that want to pull credit data from multiple bureaus alongside identity and fraud checks. It suits teams looking to reduce the number of separate credit and verification connections they maintain.
- Company
- CRS Credit API
- Category
- Data providers
- Strongest in
- Multi-bureau credit, identity, and fraud data
- Best fit
- Regulated lenders consolidating data sources
Where it is strongest
Key strengths
What CRS Credit API does well.
Multi-bureau credit data
It consolidates credit pulls from major bureaus into one API rather than separate integrations per bureau.
Identity and fraud in one platform
It combines credit reporting with identity verification and fraud screening under a single integration.
Soft and hard pull support
Its published capabilities cover both soft and hard credit pulls for different lending stages.
Who it suits
Best for
Where CRS Credit API fits, and what to plan for.
Honest notes on the trade-offs, each with a way to cover the gap inside a Zenoo flow.
- Regulated lenders needing multi-bureau credit data with identity and fraud checks
- Teams wanting to consolidate credit, identity, and fraud into one integration
- Limited public developer signal. There is little independent developer discussion of the platform in public forums, so integration behaviour is best validated in a pilot. Running CRS Credit API through Zenoo means our team builds and maintains the connector, with fallback routing if a check does not return.
- Pricing transparency. Published pricing is hard to find in public sources. Activating through Zenoo gives you one contract and a single view of usage across providers.
Open the customer's case
What your team sees
The CRS Credit API result, beside everything else.
The result sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
ComplyAdvantageAdd sanctions, PEP, and AML screening alongside credit and identity checks.SO
SocureAdd an alternative identity verification and fraud route for broader coverage. Alternatives
EquifaxData providers · Equifax Inc.TR
TransUnionData providersSO
SocureFraud prevention · Socure, Inc.TR
TruliooIdentity verification · Trulioo Information Services Inc. More in data providers
Tomorrow, your case
Bring us a case that went wrong.
We will run it through Zenoo while you watch: the evidence, the decision, and the record your MLRO would want to defend.
30 minutes. Your data. No slides.

