Cifas
Cifas runs the UK's National Fraud Database, giving members access to shared fraud intelligence inside your Zenoo onboarding and screening flows.
At a glance
Overview
Cifas overview
Cifas is a UK not-for-profit fraud prevention service that operates the National Fraud Database, a shared record of confirmed and suspected fraud contributed by member organisations. Its members include major banks, telecoms, and insurers who use the database to catch fraud that credit checks miss. It suits UK-focused organisations with dedicated fraud teams that want access to shared industry fraud intelligence.
- Company
- Cifas
- Category
- Fraud prevention
- Strongest in
- Shared UK fraud intelligence
- Best fit
- UK banks and fraud teams
Where it is strongest
Key strengths
What Cifas does well.
Deep UK fraud database
Community reports cite a large database of UK fraud records with high hit rates on known fraudsters that other services miss.
Member network
An established network of hundreds of member organisations across banking, telecoms, and insurance contributes and consumes shared fraud data.
Not-for-profit model
The membership model is built around fraud prevention across the industry rather than commercial resale of data.
Who it suits
Best for
Where Cifas fits, and what to plan for.
Honest notes on the trade-offs, each with a way to cover the gap inside a Zenoo flow.
- UK banks and financial institutions with dedicated fraud teams
- Compliance and fraud teams needing shared UK fraud intelligence
- Response latency. Some reports describe response times that are better suited to review and post-transaction analysis than sub-second real-time decisions. In a Zenoo flow you can run Cifas alongside a real-time identity or device check so onboarding is not held up.
- Match tuning. Some reports note that matching logic can produce false positives that need tuning. Running Cifas through Zenoo lets you combine its signal with other providers and set review thresholds rather than relying on one source.
- Integration effort. Some reports describe integration as taking time for teams new to the platform. Activating through Zenoo means our team builds and maintains the connector, so your engineers do not carry that work.
Open the customer's case
What your team sees
The Cifas result, beside everything else.
The result sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
ComplyAdvantageAdd sanctions, PEP, and AML screening alongside fraud database checks.SA
SardineAdd real-time device and behaviour signals for instant fraud decisions at onboarding. Alternatives
EquifaxData providers · Equifax Inc.SASardineFraud prevention · Sardine AI Corp. More in fraud prevention
Tomorrow, your case
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