Bank iD
Verify identity with Bank iD, the Czech Republic’s bank-backed eID system.
Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. The authority that issued it can help.
The scheme at a glance
Overview
What is Bank iD?
Bank iD is the Czech Republic's bank-backed electronic identity scheme, operated by BankID s.r.o., a company owned by the country's major banks. Launched in 2021, it lets people prove their identity online using the same login credentials they already use for internet and mobile banking. It is recognised for access to e-government services as well as private-sector logins, and is one of the most widely used digital identity methods in the country.
Verification works by having the person choose their bank and log in with their usual banking credentials. The banking credentials themselves are never shared with your service. Instead, after the person consents, the bank returns verified identity attributes such as name, date of birth, and address. This makes each bank a trusted identity provider that stands behind the data it releases.
The data returned depends on the scopes requested and the person's consent. Available attributes can include name, date of birth, nationality, national identification number, email, phone, ID card details, and AML-related information, all drawn from records the bank already holds and keeps current.
- Issuing authority
- BankID s.r.o., owned by Czech banks
- Country
- Czech Republic
- Identifier
- Bank login credentials used as the proof of identity
- Data returned
- Verified name, date of birth, nationality, national identification number, address, and other attributes shared on consent
- Coverage
- Available to millions of Czech internet banking users across the major banks
- Official status
- Recognised for e-government access, not compulsory
Three steps
How it works
How verification works
The check runs in your flow. The result arrives where your team works.
Person selects their bank and logs in
The customer chooses their bank and authenticates with the same credentials they use for internet or mobile banking. The banking credentials are never shared with your service.
Verified attributes returned on consent
After the person consents, the bank releases verified identity attributes such as name, date of birth, nationality, and address for the scopes you requested.
Signals returned to your flow
A verified result and a full audit record flow straight into your Zenoo case.
Open the customer's case
What your team sees
The Bank iD result, beside everything else.
Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.
What you can build
- Bank account opening and digital onboarding
- Meeting KYC and AML requirements for regulated services
- Lending and credit applications
- Government service access
- Digital signing of documents and contracts
About Bank iD
FAQs
Bank iD questions.
How do I verify a Bank iD identity?
The person selects their bank and logs in with their usual internet or mobile banking credentials, then consents to share their data. The bank returns verified attributes such as name, date of birth, and address to your service. The banking credentials themselves are never shared.
What data does Czech Bank iD return?
Depending on the scopes you request and the person's consent, Bank iD can return attributes such as name, date of birth, nationality, national identification number, email, phone, address, ID card details, and AML-related information. The data is drawn from records the bank already holds.
Is Bank iD mandatory in the Czech Republic?
No. Bank iD is not compulsory. It is a widely used method recognised for accessing e-government services and private-sector logins, available to people who bank with the participating institutions.
Hands it to your team
Verification is the first step. Compliance Hub handles the rest.
Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.
Pairs well with
Related schemes
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