NRD eID scheme · Nordics

BankID

Streamline identity verification processes with Zenoo integrated with BankID for secure and efficient user authentication.

Checking your own ID? Zenoo is a service for businesses and cannot check a personal ID. The authority that issued it can help.

The scheme at a glance

Overview

What is BankID?

BankID is the name of the widely held electronic ID used across the Nordic region for secure login and digital signing. It exists as separate national schemes, most notably Swedish BankID, issued by banks in Sweden, and BankID in Norway, issued by Norwegian banks. Each is the primary way people in that country prove who they are for banking, government, and other online services, and each is held by a large majority of the adult population.

Verification is based on the person's national identifier together with a personal credential such as a PIN and a one-time code from the BankID app. When someone authenticates, the scheme confirms the identity linked to that identifier and can return verified details such as the person's name and date of birth. The customer proves who they are directly with their existing BankID credentials, so there is no document upload or selfie step. For scheme-specific detail, see the dedicated BankID Sweden and BankID Norway listings.

Issuing authority
Banks in each country, under national BankID schemes in Sweden and Norway
Country
Nordics, primarily Sweden and Norway
Identifier
The person's national identifier, such as the Swedish personnummer or the Norwegian national identity number (fødselsnummer)
Data returned
Verified name, date of birth, and confirmation of the national identifier
Coverage
Widely held across the adult population and used for banking, government, and private services
Official status
The national BankID schemes are recognised electronic IDs, with the Norwegian scheme notified under eIDAS at a high assurance level

Three steps

How it works

How verification works

The check runs in your flow. The result arrives where your team works.

01

Person authenticates with BankID

The customer enters their national identifier and a personal credential, such as a PIN and a one-time code from the BankID app, to prove who they are.

02

Verified identity confirmed

The scheme confirms the identity linked to the national identifier and returns verified details such as name and date of birth.

03

Signals returned to your flow

Once the connector is activated, a verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.

You

Open the customer's case

What your team sees

The BankID result, beside everything else.

Verification sits with screening and review on one case, so nobody checks a second tool to see the whole customer.

What you can build

  • Open a bank account with a verified BankID login instead of a document upload.
  • Onboard new customers for digital e-KYC with a trusted national credential.
  • Confirm a lending applicant's identity before you extend credit.
  • Sign agreements and mandates digitally with a recognised electronic signature.
  • Give verified access to government and private online services.
LA
Lorraine AshcombeSample case · Personal
In review
BankIDVerified
Name and date of birthAgrees
PEP screeningSuggested
Name matches a list entry, but the date of birth differs. Suggest you clear as a false positive.Zenoo suggests, your team decides

About BankID

FAQs

BankID questions.

How do I verify a BankID identity?

The person authenticates with their national BankID using their national identifier and a personal credential, such as a PIN and a one-time code from the BankID app. The scheme confirms the identity linked to that identifier and returns verified details such as name and date of birth to your service.

What data does BankID return?

On a successful authentication the scheme can return the person's verified name and date of birth, along with confirmation of their national identifier. There is no document upload or selfie step, because the person proves identity with their existing BankID credentials.

Is BankID mandatory?

BankID is the most common way people log in and sign digitally in Sweden and Norway, and it is held by a large majority of adults, but it is not compulsory to use it for every private-sector transaction.

How does BankID verification work with Zenoo?

You can activate this connector with your own account. Zenoo's AI builds the integration, typically within a day. The person then authenticates with BankID and Zenoo returns a verified result with a full audit trail.

Zenoo

Hands it to your team

Verification is the first step. Compliance Hub handles the rest.

Once a customer is verified, screening and review happen in Compliance Hub. A possible PEP match lands in your team inbox with the evidence and the full history beside it. Zenoo suggests, your team decides.

Pairs well with

Related schemes

You

Tomorrow, your case

Bring us a case that went wrong.

We will run it through Zenoo while you watch: the evidence, the decision, and the record your MLRO would want to defend.

30 minutes. Your data. No slides.